Haha... Finally gt my v own credit card. Al thanks to Citibank for introducin e Citi Clear card. My annual income cant reach $30k at al nw. So envy when most of my frens hv at least one credit card. Mi hvin tat is jus to get my privileges, discounts. I scare of e interest too... So i jus make use of e privi will do. Lov it. I dun nit to get supp cards al tat. Tis is jus exclusively mine. Haha.. So hapi when I gt it tis afternoon. When my annual income can reach $30k, I will apply for others. Haha... There sure b one day I can make it to tat amt... I wont stay as a low salaried employee foreva... Jus wait n c. Quote of the day: 10% comes frm Experience, 10% comes from Qualification and 80% comes from Attitude which makes a 100% human being! Haha